I have been in my house for about two years now and I can say with great confidence that I know far more about what it costs to own a house than when I bought the house. Unfortunately, it was far more than what I had estimated as a first time home buyer. Almost everyone knows about the principal and ...
Should I refinance my mortgage now?
Should I refinance my mortgage now?
With the recent drop in Feds fund rate and more expected by the end of this year, everyone including me is wondering if this is the time to refinance your mortgage. I bought my house in the year 2022 and the interest rate on my mortgage is 6.625%. With the reference of 2-3% interest rates that some ...
Simple 7 steps to save and grow wealth
7 Smart Steps to Use Your Paycheck Wisely
What do you do with your paycheck after spending on all the essentials? Do you ever wonder what you should prioritize to set up for success? These are all good questions when we start our financial journey. The technical term that is often used for a strategy to invest money is “order of investing”. ...