We do not really think about our life after retirement on a day to day basis because it seems far away and usually there are short term issues that occupy our mind. However, it is important to at least plan for your retirement early because procrastinating here will cost you dearly. 401k retirement ...
Lump Sum or DCA: What’s the Smarter Way to Invest?
I recently had a pleasant surprise when I saw that my checking account had an extra $1,000 after paying all my bills. This never happens and I did not know what the best strategy was to invest this money. There were two main options in front of me - Invest all the money at once in a S&P 500 ...
How should you prepare for a recession?
It is inevitable to experience a recession during one’s lifetime. We cannot avoid a lot of unpleasant experiences in our lives like falling off the first tooth, standing in the DMV line and going through a recession is also one of them. Usually for these situations, it is not if they will happen but ...
Why should we worry about bond yields increasing?
The stock markets are crashing but financial analysts are concerned more about the bond markets. I had not really paid attention to understanding bonds because they were not talked about as much when things were normal so it did not seem important. But nowadays when there is so much turmoil around ...
Why do recessions occur in the economy?
Are we in a recession? This is the question on everybody’s minds and you get different answers based on who you ask. For me when there is consistent bad economic news and I am worried about my job, I would say that feels like a recession to me. More recently that is what I have been feeling with the ...